Ben Kaplan won more than two dozen scholarships -- amassing nearly $90,000 in unrestricted college cash for use at any school. In 1999, he graduated from Harvard debt-free, with virtually the entire cost of his education covered by his scholarship winnings. In addition to writing "The Scholarship Scouting Report, Kaplan is the author of "How to Go to College Almost for Free and "Scholarship Seeker s Toolbox -- the three books forming an essential paying-for-college trilogy for students of all ages. Kaplan has also written numerous articles on winning scholarships, including columns fo